Slips, trips, and falls in outdoor environments can be caused by rain, sleet, ice and snow, and particulate soil that cause surfaces to become slippery or produce poor traction. While we cannot control environmental...

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Slips and falls are the second leading causes of loss for business in California. And they can be prevented with a few maintenance and cleaning procedures. Most slips and falls are caused by the floor surface being too...

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As many commercial building owners and contractors across California begin remodeling or construction projects, they realize the value in subbing out some of the work to skilled and technical professionals. But there...

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Tricks of the Trade: Tips on How to Save Money on Your Insurance Policy In today's turbulent economy, consumers across the United States are tightening their purse strings in an attempt to save money. If you are looking...

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When a company adopts certain management and operating principles, it can minimize or even eliminate products liability losses. Working these principles into your organization requires a systematic, coordinated loss...

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Do Transportation Issues Impact Your California Business? In the United States there are a number of governmental agencies who have responsibility for our transportation systems on the ground, in our waterways and up in...

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That's the number one request small business owners make when asked what carriers and agents can do to make workers' compensation insurance buying more understandable. Hartford took the request to heart and developed an...

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Did you know the Occupational Safety and Health Administration (OSHA) offers small businesses free, workplace safety consultations? During the OSHA 2010 fiscal year they provided consultations to 26,000 small and medium-...

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Business news often reports that it's difficult for teenagers to find work here in California but nonetheless, as summer approaches thousands of teenagers will enter the workforce, many for the first time. This is an...

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Your home is your greatest investment, and your family your greatest priority; making sure they are both protected should a natural disaster hit your home is important in keeping your loved ones and your home safe....

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Hundreds of Safeco agents have already taken advantage of Bricks & Clicks™ SiteBuilder Program and reaped the rewards, including Mac Ischanov and Dmitriy Lazarev, principals of All Spectrum Insurance Brokers....

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Avoid any delays and unexpected problems when you take your RV or motorhome out for what should be a relaxing trip. Follow some of our suggestions below, and consider investing in some maintenance and safety classes to...

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Choosing the beneficiaries for your life insurance policy is one of the most important decisions you will make. Life insurance is, after all, meant to protect your family and loved ones. While your immediate family may...

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You know that you need homeowner's insurance to protect your home from catastrophic events and other perils, but there are some little-known facts about homeowner's insurance that can save you a lot of money and stress...

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What Is Minimum Coverage And Do I Need More? Minimum auto insurance coverage, in most cases, is not enough to ensure that you are completely protected from the financial and legal responsibilities that may result if you...

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The Two Main Types Of Life Insurance When you start shopping for life insurance you will quickly discover that there are two main policy types. These are Universal, sometimes referred to as Whole or Permanent life...

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An Integral Part of Your Overall Business Plan A comprehensive emergency management program is a necessary part of any business, and All Spectrum Insurance Brokers wants all businesses in California to be prepared....

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